![]() In the next column, you're going to list how much you actually spent on that item for the month. For instance, you might think you're going to spend $250 for groceries. If you're using our budget worksheet download, or a similar version, start by filling in the first column with your planned expenses. Once your income and expenses are identified (including wants and needs), enter your numbers. Examples of wants include eating out, vacations, or entertainment like going to the movies. On the other hand, a "want" is an item that's nice to have, but isn't required. These are things such as rent/mortgage, utilities, groceries, child care, etc. Reminder: Needs are things you must honor. A good budget template will help you identify those needs fairly easily, but "wants" will require some discussion based upon your family's unique situation. ![]() We have created a free download for you to get started, or you can utilize any number of budgeting resources (most of which are free) such as the template in Microsoft Excel.Īn important determination will be identifying spending for "needs" vs. ![]() The best way to start is with a basic financial worksheet to document your income and expenses.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |